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12 Hidden Signs Your House Could Have Toxic Mold

Updated on Jun. 11, 2025

Have you noticed squishy floors? Developed mysterious health symptoms? Learn the red flags of a toxic mold problem in your house.

How toxic is mold?

Any mold that produces mycotoxins—the “myco” refers to fungus—is toxic, and it can be quite poisonous. If you’re noticing signs of toxic mold in the house, it could point to one of the more alarming varieties, such as Stachybotrys chartarum. Dense, black and usually present where moisture has been a long-term issue (such as in a damp basement or abandoned home), this fungus can trigger a slew of health issues, including persistent headaches, diarrhea, breathing trouble and—in very rare cases—heart problems and memory issues. But other mold types can also cause harm, warns the Centers for Disease Control and Prevention (CDC): “All molds should be treated the same with respect to potential health risks and removal.”

Mold can also damage your walls, flooring and appliances. So if you notice signs of toxic mold in the house, you need to have it removed, says allergist and immunologist Purvi Parikh, MD, a clinical instructor at the NYU Grossmann School of Medicine in New York City. “You will continue to react to it if you are allergic. It is especially troublesome for those who develop breathing problems from the mold, such as asthma.”

But how do you know if you’ve been exposed to mold? We consulted Dr. Parikh and other experts to help you stay safe. Read on for signs of toxic mold in your home—and tips from the experts on what to do about it.

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Your chimney smells weird

Chimney sweeps don’t only remove dangerous creosote buildup—they can clean out toxic mold too. Moisture can accumulate in the porous bricks and mortar of a chimney. Rusty chimney caps or flashing that need repair allow rain and snow to seep in, creating the perfect environment for mold to thrive. That may be the reason you notice funky smells when the wind is blowing in a certain direction. Fix the cap and flashing, and call the chimney sweep to extinguish the mold issues.

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Your eyes are watery and stinging

People can have allergic reactions to mold, explains Dr. Parikh. The symptoms can include itchy and watery eyes, coughing and nasal congestion. If you suspect mold is triggering symptoms, the American College of Allergy, Asthma & Immunology suggests you track your reactions for two weeks to see if they kick in when you’re in certain rooms or spaces within your house. You can also visit an allergist for a blood or skin test to confirm the allergy and discuss treatment options.

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Your skin is tingling

Don’t ignore mysterious rashes—unexplained skin symptoms could be one of the warning signs of mold in the house. If you’re allergic to mycotoxins, you’ll experience tingling, itching or burning sensations when you come into contact with the mold. Your body is reacting by releasing histamines, which can give you dry, itchy and scaly skin and even hives. If your rash persists, see an allergist or dermatologist for mold allergy testing. On the home front, you may need to call in a mold specialist to locate and eradicate the mold growth.

aerosol inhaler for the treatment of asthma in a male hand against a dark background.
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Your asthma is acting up

Mold spores can find their way into your lungs and trigger asthma symptoms. One study found that dampness or mold in houses could account for one in five cases of asthma in the United States. If your asthma seems to be getting worse, you may have undetected mold in your home, according to the Allergy and Asthma Foundation of America. The group warns that mold can also cause a rare but more serious condition called allergic bronchopulmonary aspergillosis, a dramatic allergic and inflammatory reaction that leads to severe sneezing, coughing and shortness of breath.

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The paint is bubbling on your walls

Have you noticed that the paint is bubbling on the walls of your bathroom or near a window? One of the most common reasons paint begins to bubble is moisture. And where there’s moisture … there could be mold. You can’t just cover up the problem with a fresh coat of paint—you have to find the source of the moisture. It could be a damp windowsill, too much humidity or leaky plumbing. Once you fully fix the moisture issue, you can repaint. Just make sure to scrape, patch, clean and thoroughly dry the walls before rolling on a fresh coat.

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You’re coughing but don’t have a cold

The mycotoxin spores can find their way into your lungs and lead to a chronic cough, which can be one of the signs of toxic mold in a house. Be sure to visit an allergist. “Testing by a board-certified allergist is most helpful,” advises Dr. Parikh. “There is a lot of mold testing out there that is not evidence-based.” If you get a positive test for mold, the next step is to hire a mold eradication expert and address the problem.

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Your bathroom exhaust fan is on the fritz

“Mold is a particularly common problem in bathrooms with inadequate ventilation,” says Yoel Piotraut, the founder of MyHome Design + Remodeling. A bathroom exhaust fan is an essential tool to keep toxic mold at bay, but it won’t work if it’s clogged or not running well. In fact, if it’s still steamy five to ten minutes after you get out of the shower, your fan isn’t circulating enough air. It may need to be cleaned or replaced with a unit that meets the square footage of your bathroom. Piotraut also suggests cleaning the walls regularly with a bleach solution or other mold-killing product.

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Your baby coughs at night

According to a study published in Annals of Allergy, Asthma & Immunology, infants exposed to mold in their homes were three times more likely to develop asthma by age 7. Symptoms to watch for include coughing (especially at night), difficulty breathing, fast breathing, frequent chest colds and wheezing or whistling sounds when exhaling.

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Your floor feels squishy

You should definitely be concerned about any soft spots in your hardwood floor. If you can access the subfloor through a crawl space or a basement, check for moisture. If that’s not possible, you’ll have to pull up a section of flooring. It’s worth it: That moisture—and any mold growth—will eventually spread. “If the wood floor is rotted, then the whole flooring needs to be changed,” says Piotraut. “If the flooring is still in good condition and only has a small amount of mold, it can be removed with mold remover.”

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Your house smells musty

We’re not knocking your cleaning skills, but mold that grows undetected can pose a real health risk. This is especially true for the elderly, warns Dr. Parikh. “Their symptoms are generally similar, but all chronic conditions are worse in the elderly, as their bodies are not as resilient as [those of] younger patients and usually have other medical problems, which may interfere with or complicate the treatment,” says Dr. Parikh.

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Your planter of begonias is leaking

“Exterior landscaping that is close to the home, as well as planters placed against exterior walls, can also lead to mold issues, especially for stucco homes,” says Gregg Cantor, president and CEO of Murray Lampert Design, Build, Remodel. Moisture finds its way inside the walls and can cause mold growth in the drywall and insulation. “This type of mold growth can be particularly dangerous because it’s rarely caught until the mold shows up on the interior of the wall, at which point the growth can be extensive and a danger to your health,” says Cantor.

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Your attic insulation is lumpy

Wipe off the spider webs and take a closer look at the insulation in your attic. “Attic insulation that is very lumpy and uneven-looking may mean a bigger problem,” says John Bodrozic, co-founder of HomeZada. “The insulation could be in bad shape due to unforeseen roof leaks, which could also mean potential mold issues.” If your attic has poor circulation or improper ventilation, it could create ideal conditions for mold growth. If you notice dampness in your attic, or you spot any signs of toxic mold in the house, play it safe and call in a mold eradication expert.

About the experts

  • Purvi Parikh, MD, is an allergist and immunologist with NYU Langone Health and a clinical instructor of medicine and pediatrics at NYU Grossman School of Medicine. She is also an allergist and immunologist at Allergy & Asthma Associates of Murray Hill in New York City. Dr. Parikh has published medical articles in the Annals of Allergy, Asthma and Immunology, as well as The Journal of Gastrointestinal Cancer. She has appeared on the Today show, CBS and ABC.
  • Yoel Piotraut is the founder and managing partner of MyHome Design + Remodeling, a full-service, owner-operated construction company in New York City that specializes in kitchens and bathrooms. His company is a 12-time Best of Houzz Award winner, which recognizes the top-rated home professionals around the world.
  • Gregg Cantor is the president and CEO of Murray Lampert Design, Build, Remodel located in San Diego. He’s managed more than 2,000 home remodeling and construction projects, and he is the resident expert on ABC 10 News for The Approved Home Pro Show. He previously served as vice chairman of the San Diego Better Business Bureau and director on the Council of Better Business Bureaus.
  • John Bodrozic is a co-founder of HomeZada, an AI-powered digital home management platform. Bozdrozic, who is based in Sacramento, California, has been quoted in AAA’s Via Magazine, Forbes and other outlets.

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